Mercury

Business banking for startups: accounts, cards, and payments in one app

Finance

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Mercury is a fintech-powered business banking platform built for startups, small businesses, and scaling companies. It offers free checking and savings accounts with no minimums, 1.5% cashback on credit card spend, no-fee USD wire payments, and up to 3.64% yield via Mercury Treasury. Paid plans start at $20/mo. Trusted by over 300,000 businesses, it also includes invoicing, expense management, and accounting integrations.

Traditional business banking is slow, fee-heavy, and built for paperwork — not software companies or fast-moving founders. Mercury fixes that by consolidating checking, savings, credit cards, bill pay, invoicing, and accounting sync (QuickBooks, Xero, NetSuite) into a single dashboard. Accounts can be opened online in 10 minutes, cards issued instantly, and AI-powered automations handle routine tasks like bill population and payment approvals so finance stays out of the way of building.

→Free business checking and savings with no minimums; earn up to 3.64% yield via Mercury Treasury

→1.5% cashback credit cards with instant virtual card issuance and team expense controls

→No-fee USD payments worldwide, free invoicing, and AI-powered accounting sync with QuickBooks, Xero, and NetSuite

Receipts — verification recordLast verified · Jul 18, 2026 · Human reviewed

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