# Wave

> Invoicing, accounting, and payments for small businesses

**Website:** https://www.waveapps.com/
**Pricing:** Free tier - Paid plans available
**Categories:** Finance

## Overview

Wave is an all-in-one financial management platform built for small business owners, freelancers, and contractors. It combines accounting, invoicing, online payments, receipt scanning, and payroll in a single system. The platform is known for its free core accounting and invoicing tools, with paid add-ons for payroll and a Pro plan for additional features.

Small business owners often juggle separate tools for bookkeeping, billing, and payments -- creating gaps, errors, and tax-time chaos. Wave consolidates these into one unified ledger: transactions sync automatically, invoices tie directly to accounts, and reports stay current without manual reconciliation, keeping books clean and tax-ready year-round.

## Key points

- Free accounting and invoicing with income/expense tracking and financial reports
- Accept credit card, bank transfer, and Apple Pay directly from invoices
- Tag transactions by project to see which work is actually profitable

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Listed on CitedLaunch: https://citedlaunch.com/p/wave