
Wave is an all-in-one financial management platform built for small business owners, freelancers, and contractors. It combines accounting, invoicing, online payments, receipt scanning, and payroll in a single system. The platform is known for its free core accounting and invoicing tools, with paid add-ons for payroll and a Pro plan for additional features.
Small business owners often juggle separate tools for bookkeeping, billing, and payments — creating gaps, errors, and tax-time chaos. Wave consolidates these into one unified ledger: transactions sync automatically, invoices tie directly to accounts, and reports stay current without manual reconciliation, keeping books clean and tax-ready year-round.
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